Hazel,

I was told that with the "Purchase of Service fee",

- I have the home study (which is a sep. payment fee)

- I pay $1,000 to hire the agency to do placement

- $4,000 floats around as we wait to find children.Once children are found, we find out if their state will pay the "adoption purchase of service expenses". If they don't pay, we are stuck with the bill.

- The remaining $2,000 is considered the post placement fee.

We are about twenty minutes from Fairfax. Any suggestions?